Pool Financing in DFW
The financing you need to make the memories you deserve. Custom pool loans up to $200,000 with terms up to 30 years.
Apply Now with Lyon FinancialA Custom Pool, Without Touching Your Home Equity
Pool financing DFW homeowners can rely on — that’s what we offer at Platinum Pools and Outdoor Living. We build fully custom, structurally engineered pools for DFW’s most discerning homeowners, and we believe the way you pay for your pool should be just as straightforward as the way we build it. That’s why we partner with Lyon Financial, the industry’s leading specialist in unsecured pool loans.
Unlike a HELOC or cash-out refinance, Lyon loans require no home appraisal, no equity, and no lien on your property. The application takes minutes, conditional approvals come back fast, and Lyon disburses funds directly to us in stages as your project progresses.
Why Pool Financing DFW Homeowners Choose Lyon Financial
No Home Equity Required
Lyon offers unsecured loans, meaning your home isn’t used as collateral. No appraisal, no lien, no risk to your property.
Industry’s Lowest Fixed Rates
Lyon specializes exclusively in pool financing, which means their rates are built for this purchase — not repurposed from a generic personal loan.
Fast Conditional Approvals
Most applicants receive a conditional approval the same day, so you can move forward with confidence before signing a construction contract.
Staged Disbursements to Builder
Lyon pays Platinum Pools directly at each project milestone — you never have to manage a large loan balance in your own account.
Pool-Specific Underwriting
Lyon has financed pool projects since 1979. Their underwriters understand custom construction timelines and structure loans accordingly.
No Prepayment Penalty
Pay off your loan early at any time without fees. Your loan, your timeline.
Lyon Financial Loan Terms at a Glance
Highlights of what Lyon offers Platinum Pools clients
$200K
Loan Amounts Up To
30 yrs
Terms Up To
Fixed
Interest Rates
Same Day
Conditional Approvals
*Loan amounts, terms, and rates subject to credit approval and Lyon Financial’s underwriting criteria. See lyonfinancial.net for current rates and complete terms.
How Pool Financing Works
Apply Online
Complete Lyon Financial’s secure online application in about 10 minutes. No documents required up front for the initial application.
Get Conditional Approval
Most applicants receive a conditional approval the same day. You’ll know your approved amount before designing your pool.
Design With Platinum Pools
We design your custom pool, spa, and outdoor living space to fit your approved budget — no surprises later.
Build & Disburse in Stages
Lyon pays us directly at each construction milestone. You make payments to Lyon — never juggling builder invoices.
Pool Financing Frequently Asked Questions
What credit score do I need to qualify for pool financing?
Lyon Financial works with a wide range of credit profiles, though their best rates and longest terms are typically offered to applicants with strong credit (generally 680+). They have programs for various credit tiers — the best way to know exactly what you qualify for is to submit an application, which is free and does not affect your final loan decision.
How is a Lyon pool loan different from a HELOC?
A HELOC (Home Equity Line of Credit) uses your home as collateral and requires an appraisal, title search, and equity in your property. A Lyon pool loan is unsecured — your home is not collateral, no appraisal is required, and there’s no lien filed against your property. HELOCs can offer lower rates in some cases, but they typically have variable rates and put your home at risk. Lyon loans are fixed-rate and unsecured.
Do I have to use Lyon Financial to finance my Platinum Pools project?
No. We’re happy to work with any reputable lender or with cash buyers. We partner with Lyon because they specialize in pool financing and consistently deliver a smoother experience for our clients — but the financing decision is entirely yours.
Can I include outdoor living features in my pool loan?
Yes. Lyon’s financing covers the full scope of your project — pool, spa, decking, structural steel features, outdoor kitchens, pergolas, fire features, landscaping, and any other elements we design and build for you. One loan, one payment, one project.
How long does the application process take?
The online application itself takes about 10 minutes. Most applicants receive a conditional approval the same day. Final approval, after document verification, typically takes a few business days.
Will applying affect my credit score?
Lyon performs a soft pull for the initial conditional approval, which does not affect your credit. A hard inquiry is only performed if you choose to move forward to final approval. Check Lyon’s site for their current process details.
When do I start making payments?
Payments typically begin after your loan is fully funded and construction is underway, depending on the loan program you choose. Lyon offers programs with deferred initial payments to accommodate construction timelines — discuss specific options directly with their loan team.
Are there prepayment penalties?
No. You can pay off your Lyon Financial pool loan early at any time with no penalties or fees.
Our Trusted Financing Partner
Ready to Start Your Pool Project?
Get pre-approved with Lyon Financial in minutes, then let’s design the backyard your family deserves. At Platinum Pools, we build a maximum of 8–10 projects per year, and Adrian is personally on every job site from groundbreaking to final tile.